Terms of Service

Last updated: January 15, 2026

Acceptance of Terms

By accessing and using the Elevatos website (elevatos.top) and services, you accept and agree to be bound by these Terms of Service. These terms constitute a legally binding agreement between you and Elevatos LLC, a company registered in Ireland with registration number 2374717AB. If you do not agree to these terms, please do not use our website or services.

About Our Services

Elevatos provides personal finance education services specifically designed for fitness enthusiasts and beginners. Our services include educational programs, workshops, consultations, and online resources focused on financial literacy, budgeting, investing, and wealth building. All services are educational in nature and do not constitute professional financial advice.

User Obligations

When using our website and services, you agree to:

  • Provide accurate and complete information when registering or enrolling in our services
  • Use our services only for lawful purposes and in accordance with these terms
  • Respect the intellectual property rights of Elevatos and third parties
  • Not share your account credentials with others
  • Not attempt to interfere with or disrupt our website or services
  • Not use our services to transmit harmful, offensive, or illegal content
  • Comply with all applicable laws and regulations

Educational Nature of Services

Our services are strictly educational and informational. Elevatos does not provide personalized financial advice, investment recommendations, or professional financial planning services. Any information provided through our programs should not be considered as financial advice tailored to your specific situation. You should consult with qualified financial professionals before making any financial decisions.

Payment and Refund Policy

Payment for our services is due upon enrollment. We accept various payment methods as indicated during the checkout process. Refund requests must be submitted within 14 days of purchase and will be evaluated on a case-by-case basis. Digital content that has been accessed may not be eligible for refund. All prices are in Euros and include applicable taxes.

Intellectual Property

All content, materials, and resources provided through Elevatos services, including but not limited to text, graphics, logos, images, videos, audio clips, and software, are the intellectual property of Elevatos LLC or our licensors. This content is protected by copyright, trademark, and other intellectual property laws. You may not reproduce, distribute, modify, or create derivative works from our content without explicit written permission.

User-Generated Content

If you submit content through our services (such as in workshops, forums, or feedback forms), you grant Elevatos a non-exclusive, royalty-free license to use, modify, and display such content for educational and promotional purposes. You represent that any content you submit is original or that you have the necessary rights to share it.

Privacy and Data Protection

Your privacy is important to us. Our collection, use, and protection of your personal information is governed by our Privacy Policy, which is incorporated into these Terms of Service by reference. By using our services, you consent to the collection and use of your information as described in our Privacy Policy.

Limitation of Liability

To the maximum extent permitted by Irish law, Elevatos LLC shall not be liable for any indirect, incidental, special, consequential, or punitive damages, including but not limited to loss of profits, data, or use, arising from your use of our services. Our total liability to you for any claims related to our services shall not exceed the amount you paid for the specific service giving rise to the claim.

Disclaimers

Our services are provided "as is" without any warranties, express or implied. We do not guarantee that our services will be uninterrupted, error-free, or completely secure. We disclaim all warranties regarding the accuracy, completeness, or usefulness of the information provided through our services. Your use of our services is at your own risk.

Indemnification

You agree to indemnify and hold harmless Elevatos LLC, its officers, directors, employees, and agents from any claims, damages, losses, or expenses arising from your use of our services, violation of these terms, or infringement of any third-party rights.

Governing Law

These Terms of Service are governed by and construed in accordance with the laws of Ireland. Any disputes arising from these terms or your use of our services shall be subject to the exclusive jurisdiction of the Irish courts. The European Union's consumer protection laws may also apply where relevant.

Termination

We reserve the right to terminate or suspend your access to our services at any time, with or without cause, and with or without notice. You may terminate your account by contacting us at support@elevatos.top. Upon termination, your right to use our services will cease immediately, though certain provisions of these terms will survive termination.

Changes to Terms

We may modify these Terms of Service at any time by posting updated terms on our website. Changes will be effective immediately upon posting. Your continued use of our services after changes are posted constitutes acceptance of the modified terms. We encourage you to review these terms periodically.

Severability

If any provision of these Terms of Service is found to be invalid or unenforceable, the remaining provisions will remain in full force and effect. The invalid provision will be replaced with a valid provision that most closely reflects the intent of the original provision.

Entire Agreement

These Terms of Service, together with our Privacy Policy and Cookie Policy, constitute the entire agreement between you and Elevatos LLC regarding your use of our services. These terms supersede all prior or contemporaneous communications and proposals between you and us.

Contact Information

If you have any questions about these Terms of Service, please contact us:

Elevatos LLC

Address: Grafton Street 69, Dublin, D05 4115, Leinster, Ireland

Email: legal@elevatos.top

Phone: +353 15969731

Registration Number: 2374717AB | VAT: IE1014517A

These Terms of Service are effective as of the date last updated above and will remain in effect until modified or terminated in accordance with the terms herein.